Mortgage Rates & Trends

Latest rates and trends. Source: Rates provided by FRED®; not endorsed or certified by the Federal Reserve Bank of St. Louis.

Current Rates

Updated on 2026-07-21

Fed Funds Rate

As of 2026-07-21

3.63%

10Y Treasury

As of 2026-07-21

4.63%

Bank Prime Rate

As of 2026-07-21

6.75%

15Y Fixed (Weekly)

As of 2026-07-16

5.93%

30Y Fixed (Weekly)

As of 2026-07-16

6.55%

30Y Fixed (Optimal Blue Daily)

As of 2026-07-21

6.60%

30Y Fixed No Adj (Optimal Blue Daily)

As of 2026-07-21

6.49%

30Y Jumbo (Optimal Blue Daily)

As of 2026-07-21

6.62%

Optimal Blue Rates Trend (Update Daily)

The rates provided by FRED®; however, this application is neither affiliated with nor endorsed by the Federal Reserve Bank of St. Louis.